All I want for Christmas is you…and an 18ct white gold princess cut diamond ring…these are the secret lyrics for many girls this Christmas.
Wrapped neatly under the tree or presented at the stroke of midnight on New Year's Eve, the festive season brings a host of new engagement rings to previously ringless fingers. It's the perfect time of year for a celebration, but with the extra merriment, holidays and trips to the beach, new engagement rings are particularly susceptible to loss or damage. It's important to protect that precious ring before it even leaves the jeweller with a comprehensive insurance policy - simply adding the ring as an additional item on your home and contents insurance policy is not a safe move (find out why a home and contents insurance policy doesn't offer complete cover on your engagement ring here).
So how does one insure a brand new engagement ring? It's actually a very simple process, likely to be far simpler than the proposal itself!
Your jeweller is a wealth of information and they should be the first person you chat to about insuring your ring. If your jeweller is a Q certified jeweller then they'll be able to provide you with a specialist insurance policy which is custom designed for the jewellery in their store. This means you can leave the studio with peace of mind knowing that your ring is already covered. If you've already left your jeweller you can easily insure your ring by phoning Q Report Jewellery Insurance on 1300 882 018 and they'll be able to set up a policy over the phone, no matter where your ring is from.
And that's it, that's how you insure an engagement ring!
…you're probably wondering what the catch is right..?
Good news is there is no catch! Insurance definitely isn't our area of expertise, for the most part it seems complicated and ..let's be honest, boring? Which is why we love Q Report Jewellery Insurance. It's the easy, no fuss solution for a ring that is fully covered in the event of loss or damage…which means you get to spend more time on the fun wedding stuff like dresses, flowers and cake!
Q Report Jewellery Insurance is our pick because they offer a stand along policy, which means you don't have to have any existing insurance to obtain it. The cost of your insurance policy is simply determined by the sum it's insured for, safety measures protecting the ring and your location. Their patent pending system also revalues your jewellery every year so you don't have to. They are the only dedicated jewellery insurer which means they understand the emotional attachment to a ring. The option to return to your original jeweller is a reflection of this and just one of the differences setting Q Report apart from the rest!
Get a quote from Q Report Jewellery Insurance here or call 1300 882 018 to set up a policy over the phone.
Images: 1. Leo Hamel & Co. 2. Mark Potter Photography