There are few things more exciting than getting married in an exotic destination with your nearest and dearest, but a celebration abroad comes with lots of important considerations that couples need to keep in mind. As with regular travel, there is a certain amount of risk involved with a destination wedding except that all these risks now involve the most important day of your life!
We asked the experts at Compareinsurance.com.au to give us the low-down with a guest blog on what couples need to know about keeping their destination weddings disaster free!
Fancy getting married in Mauritius? Looking to swap nuptials in Nice? Perhaps you’d just like to tie the knot round the corner? Regardless, when it comes to modern weddings, todays couples are spoilt for choice.
Destination weddings have seen huge growth in the past few years with plenty of couples opting to take their big moment abroad.
However, whether you’re dreaming of swapping your nuptials on a secluded coastline or a historic landmark it’s important to safeguard your special day. Destination weddings can be sensational- or highly stressful- depending on your experience. Certainly, there are bigger stakes at play when you’re far from home. Illness, bad weather, lost or stolen items or an unexpected vendor cancellation can be disastrous no matter the context. But when you’re a million miles away, even a minor misadventure can spell mayhem.
As far as wedding insurance goes, you’ll be covered no matter the distance. Whether you’re tying the knot in sunny Santorini, balmy Bali, or right around the corner, you can have peace of mind that should the worst happen; you’ll be ‘all white.’
Perhaps you haven’t considered protection for your big day. Maybe you’re not even sure what wedding insurance is? Online wedding insurance comparison Compareinsurance.com.au explains how you’d be covered for the following host of predicaments:
First in best dressed & the bridal bling
As you would most probably know by now, your wedding dress is both an emotional and financial investment. Months of deliberation and heartache have gone into finding just the right gown, so doesn’t it deserves extra protection? Wedding insurance would cover the cost to repair or replace the wedding attire and accessories of the bride, groom, a member of the bridal party or an immediate family member.
Errrr who has the rings? Those shiny investments are a crucial part of your ceremony and they can carry a pretty hefty price tag to boot! Should your rings get damaged or go missing you’ll be covered to repair or replace them up to the covered amount.
Cancellation or postponement
It’s every bride (and groom’s) worst nightmare, but even the best laid plans can go awry, forcing you to cancel or postpone your wedding day. Perhaps a fierce storm has destroyed your wedding venue or an immediate family member has fallen ill out of the blue. Should the unthinkable happen, your “umbrella of cover” will protect you for any additional expenses you incur to reschedule the wedding and reception within 45 days from the original date.
Your wedding wagon
They say the bride should be fashionable late, albeit with intent. On the other hand, a ceremony delay due to a mechanical meltdown is the last thing you need on your happiest of days. Should catastrophe strike down your Cadillac at the 11th hour you will be reimbursed for any non-recoverable deposits and the cost to arrange alternative transport.
The gift of gratitude
You’ve spent time carefully collating a gift registry and can hardly wait to unwrap your goodies at home. Imagine your horror to discover they’ve disappeared. Or perhaps your card box has been raided and your wishing-well drained of its funds. It’s an unpleasant truth but many an unsuspecting couple have had their gifts swiped by an innocuous wedding crasher or staff member. Luckily, wedding insurance will cover for loss or damage to your gifts due to accident, fire or theft.
Like it or lump it a flaky supplier or last minute vendor cancellation could see you facing the red. Imaging your caterer goes bust or your photographer comes down with the flu. You can breathe easy knowing that if a supplier fails to deliver their contracted services, you'd be covered for the deposits you’d already paid – and for any extra costs involved for arranging an equivalent replacement. Phew!
Travel insurance for overseas weddings
So you’ve decided to take the plunge and have settled on a destination wedding. Note that although wedding insurance can be a lifesaver when it comes to your grand event, it won’t provide you with medical cover. Though it’s awful to imagine, a bad case of gastro or a camel riding pre-wedding injury could turn your big day belly-up. Ensuring you have access to the best medical cover available is critical during this time. You wouldn’t get hitched without a few first aid essentials - so don’t forget travel insurance for your overseas wedding either!
For more information on how to safeguard your dream destination wedding, visit the Compare Insurance website.